Entering Data in Pathfinder

General tips

  • You first need to add a case. For more information, see How to create a new case
  • Before you start entering data in Pathfinder, you may find it helpful to read How to navigate in a case.
  • Every time you finish entering data in a field, it will be saved automatically
  • If you log out, the data you have entered will be saved so you can return to it later

Pathfinder steps and sub-steps

At the top of your case, you will see the following menu which has steps and sub-steps:

  • The circles are the main steps: Start, Current situation, Cash flows & Goals, Results, Compare
  • The arrows underneath, are the sub-steps which change depending on which main step you have selected.  In the above example, the current situation is selected, and the sub-steps are: Personal details, Assets & loans, Super & Trusts, Insurance.

Each step is described in more detail, below.

Current situation

In the Current situation step, you should enter the details for items that the clients already have.

Sub-step What can be entered here (click links for more details)
Personal details

At the Personal details step, you can enter details for the following:

Assets & Loans

At the Assets & Loans step, you can enter details for directly owned assets:

And you can enter the following direct liabilities:

Super & Trusts

At the Super & Trusts step you can enter details for the following:

Insurance

At the Insurance step, you can enter details for existing Life insurance products (Income protection, Life/TPD, Trauma).

For more see Insurance.

Cash flows & Goals

At the 'Cash flows & Goals' step, you can:

  • Make one or more scenarios
  • Add income and expenses
  • Set options for the items you entered in the Current situation step (e.g sell property)
  • Add new items (e.g. a new superannuation fund)

Sub-step What can be entered here (click links for more details)
Top section
  • Scenario name field - Give the scenario a descriptive name
  • Scenario notes - put notes about the scenario, such as how it is different from the another scenario
  • Analysis years - choose how many years you want to do the analysis for. For more, see How to set the number of years for analysis
Cash flows At the Cash flows sub-step, you can enter details for:
Review Assets & Loans At the Review assets & loans sub-step, you can set options and add new items for the following:
Cash reserve

At the Cash reserve sub-step, you can set a Cash reserve goal to keep aside funds for emergencies.

Retirement planning

At the Retirement planning sub-step, you can:

  • Set the retirement age/date
  • Control super contributions and pensions

For more information, see Retirement planning goal (super contributions and pensions)

Review super funds & SMSFs

At the Review super funds sub-step, you can:

  • Set options for existing super funds and SMSFs
  • Add new super funds or a new SMSF

For more information see Superannuation and SMSF (Self-Managed Super Fund)

Review insurance

At the Review insurance sub-step, you can:

  • choose when to close existing insurance
  • add new insurance.

For more information, see Insurance

Review Trusts At the Review trusts sub-step, you can add instructions for our analysts when you submit the case to the Optimo Financial SDS.

For more information about scenarios see Tips for creating scenarios.

Results

At the Results step (on the top menu), there are the following sub-steps:

Step Description Details
Solve Validate your input data and solve your scenario
Strategy Summary Read a summary of the results with charts For more, see How to read the websolve results
Cash flows & Action items A detailed cash flows report and year-by-year action items. For more, see How to read the websolve results
Detailed reports Drill down for more details in the detailed report tables, and download any report in CSV format. For more, see How to read the websolve results
Documents Download a strategy paper, SOA foundation and input data report in an MS Word document

For more, see:

Compare

At the Compare step, you can see how the projections for different scenarios stack up against each other.  For more details see Compare step.

Submit a case to the SDS

To submit a case to be processed by the Optimo Financial SDS, see How to submit or resubmit an SDS case.

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